Background

Financing & Insurance

Our process. Your options.

Navigating procedure financing can be challenging, as some procedures can be financed independently while others may be covered by insurance. Fortunately, our knowledgeable and courteous staff is here to help you complete this step.

We understand that figuring out how to finance your procedure can be stressful.


To help you navigate this we created this resource to help explain your options. We work with a variety of healthcare lenders, many of whom offer instant approval.

We’d be happy to provide you with additional information on this option so that you can get started right away on your journey towards personal transformation.

We will discuss the exact costs for your procedure during your consultation. You will walk away knowing exactly what all costs will be including all related fees for anesthesia, facility, overnight stays, and any additional fees that may be incurred during recovery.

Clarity is empowering and with that in mind, we are always fully transparent. This will enable you to properly prepare for your treatment. We will answer all of your questions and will provide additional consumer information on our lenders. We accept all major credit cards, as well as cash, checks, and money orders.

Your health plan: coverage, co-pay, provider networks


We encourage all patients to check with your health insurance company before making an appointment to learn about your insurance coverage, co-pay requirements, and provider networks. (Be sure to note which physicians, clinics, and hospitals are included in your provider network.) Insurance can change throughout the year. Please contact us to see if we are a participating provider with your insurance to ensure access and coverage.

Cosmetassure. Insurance coverage for cosmetic patients

At Optum Plastic Surgery Center, all of our cosmetic patients have CosmetAssure coverage for their procedure. Coverage varies by procedure and will be discussed during your consultation. Every surgery, including elective cosmetic surgery, carries the risk of a complication. CosmetAssure was created in 2003 by board-certified plastic surgeons because most major health insurance policies excluded payment for treatment of a complication from an elective cosmetic surgery.

As the number of elective cosmetic procedures increases, so does the number of medical complications arising from these procedures. CosmetAssure is an affordable solution to the lack of insurance coverage for medical complications that can occur during or after surgery. CosmetAssure provides peace of mind to both board certified surgeons and patients in the unlikely event a complication were to occur. Surgeons can execute the best medical care knowing the patient will not suffer a financial loss due to post surgical medical bills.
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Covered Procedures

As the pioneer in complications insurance, CosmetAssure provides coverage to patients undergoing a variety of elective cosmetic procedures. Learn More

Coverage Requirements

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Notices

COVID-19

We are open and committed to keeping you and our staff healthy.

Optum Plastic Surgery Center is taking the spread of COVID-19 very seriously. COVID-19 is impacting how we all live, work, and stay healthy. There is a lot of information about this virus, often changing rapidly. We’re here to help you navigate this crisis and help keep you and your family healthy. In accordance with public health guidance, we’ve made some important changes to our clinic and surgical operations to keep you and our staff safe.

Kaiser Patients

There are changes to the US Anesthesia Partners-Washington Contract with Kaiser.

The Optum Plastic Surgery Center uses US Anesthesia Partners (USAP) to provide anesthesia services at our Surgery Center. The Optum Plastic Surgery Center understands that USAP is out-of-network with Kaiser as of March 1, 2021, so please ask your insurer if or how this might affect your coverage.

Let's talk

Schedule a consultation to tell us what you’re looking for, and let our skilled team show you how to achieve your goals.

The Polyclinic, PLLC d/b/a Optum Care Washington
The Polyclinic d/b/a Optum Care Washington is a physician owned and led practices having complete authority for all medical decision-making and patient care through their physicians and other licensed professionals. Optum, through its management organizations (“Optum”) provides non-clinical administrative services to support the Practices and their physicians. Neither Optum nor its management companies employs, engages, or supervises physicians or other licensed professionals, or determines or sets the methods, standards, or conduct of the practice of medicine or exercise of medical judgment or health care provided by the Practices or by any of their licensed professionals.